Business Loans
Discover how Noontide Financial can help you convert your business opportunities into sales. As a Noontide Financial Partner, your customers will have the opportunity to finance their purchases. Contact us to find out more.
Commercial real estate
Purchase the land or buildings your business needs as it grows. Leverage your equity and invest in your business.
Loan amount: From $25,000
Loan terms: Up to 10 years (with balloon payment); Up to 15 years (with full amortization)
Qualifications: Minimum 2 years in business under existing ownership; minimum $250,000 in annual revenue
Equipment loans
Equip your business with the tools and machinery it needs to get work done.
Loan amount: From $25,000
Loan terms: Up to 5 years (when secured by business assets)
Qualifications: Minimum 2 years in business under existing ownership; minimum $250,000 in annual revenue
Secured business line of credit
Support ongoing operational expenses with a line of credit typically secured by a blanket lien on your assets or a certificate of deposit.
Loan amount: From $25,000
Loan terms: revolving with annual renewal
Qualifications: Minimum 2 years in business under existing ownership; minimum $250,000 in annual revenue
Invoice Factoring/ Accounts receivable
Invoice factoring You submit unpaid invoices to Noontide Financial and we pay you an advance on those invoices. Like invoice factoring, accounts receivable financing allows you to leverage your unpaid invoices in exchange for cash. However, this time, your invoices act as collateral to back a term loan or line of credit. As the business owner, you are responsible for collecting payment on the invoice and using the funds to repay the money you’ve borrowed.